WynnSights Blog

Four Ways Small Investors Have it Better Than "Wall Street" Wizards

Hugh F. Wynn

Aug 24, 20232 min read

Four Ways Small Investors Have it Better Than "Wall Street" Wizards

Small fish (investors) have four advantages over the Wall Street sharks that help them maximize investment performance in the long run.

Target-Date Funds: A Major Player on the Investment Scene

Hugh F. Wynn

Aug 3, 20233 min read

Target-Date Funds: A Major Player on the Investment Scene

Whenever I read negative Target-Date Fund (TDF) critiques, my initial response is to consider the motives of those critics.

Compounding: The Good…the Bad…and the (Lovely) Rule of 72

Hugh F. Wynn

Jul 27, 20234 min read

Compounding: The Good…the Bad…and the (Lovely) Rule of 72

Although a bit out of our control, longevity adds as much to the Amazing Power Of Compounding as do those funds being compounded.

What New Investors Don’t “Know” Could Hurt Them

Hugh F. Wynn

Jul 13, 20233 min read

What New Investors Don’t “Know” Could Hurt Them

New investors learn best through personal experience – both good and bad. But it’s important to keep in mind the "DO NOTs" of investing.

Diversification: Your Lifesaver During Stormy Financial Times

Hugh F. Wynn

Jul 6, 20233 min read

Diversification: Your Lifesaver During Stormy Financial Times

If the past two years haven't drawn your attention to the value of a diversified portfolio, then perhaps nothing will.

Bad Things Happen When You “Peek-A-Boo” Retirement Balances

Hugh F. Wynn

Jun 28, 20232 min read

Bad Things Happen When You “Peek-A-Boo” Retirement Balances

We “too often” check our retirement accounts – which isn’t necessarily a good habit to develop.

Silver Lining: Congress' Spending Bill has Some Shiny Benefits

Hugh F. Wynn

Dec 22, 20223 min read

Silver Lining: Congress' Spending Bill has Some Shiny Benefits

It’s the holiday season and our friends in Congress are on the verge of passing a huge omnibus bill that help us save more for retirement.

Are Index Fund Investors Smart, Lazy or Both?

Hugh F. Wynn

Dec 15, 20223 min read

Are Index Fund Investors Smart, Lazy or Both?

In 2022, $12.5 trillion was invested in index mutual funds and ETFs. So why do folks tell me I lack confidence in my investments?

Hands Free: Target-Date Funds Adjust Focus as Retirement Nears

Hugh F. Wynn

Dec 8, 20225 min read

Hands Free: Target-Date Funds Adjust Focus as Retirement Nears

Let's explore why TDF set-it-and-forget-it funds are stars on the savings and retirement investing scene.

Fortune Telling: Why Everyday Investors Need A Crystal Ball

Hugh F. Wynn

Dec 1, 20225 min read

Fortune Telling: Why Everyday Investors Need A Crystal Ball

The world out there is random – with too many variables at play – making it extremely difficult for investors to predict economic trends.

Index Investing Can Avert a (Crypto) Series of Unfortunate Events

Hugh F. Wynn

Nov 17, 20225 min read

Index Investing Can Avert a (Crypto) Series of Unfortunate Events

This FTX catastrophe will tarnish the crypto industry. However, there is a clear path to avoiding this fate in your own investing scenario.

The Difference Between Failure and Success is as Simple as PDQ

Hugh F. Wynn

Nov 10, 20224 min read

The Difference Between Failure and Success is as Simple as PDQ

The PDQ Principles of investing: Patience, Diversification and Quality. In my mind, these are an investor’s foundation.

Econ Outlook: Tiny Rays of Light are Peeking Through Inflationary Clouds

Hugh F. Wynn

Nov 3, 20224 min read

Econ Outlook: Tiny Rays of Light are Peeking Through Inflationary Clouds

Let's take a look at bad, good and promising indicators that, like tiny rays of sunshine, could help to brighten our economy.

Watch for Signs of the Bear Market's Demise...Then Pounce!

Hugh F. Wynn

Oct 27, 20223 min read

Watch for Signs of the Bear Market's Demise...Then Pounce!

How long do you suppose this Bear Market is going to last? It reminds me of “death by a thousand cuts.”

'Tis the Season to Evaluate Your Medicare Options

Hugh F. Wynn

Oct 20, 20224 min read

'Tis the Season to Evaluate Your Medicare Options

It's not as fun as Halloween, Thanksgiving, Hannukah or Christmas, but the annual Medicare Advantage "open enrollment period” is important.

Need to Stash Cash? You Don't Have to Take It to the Bank

Hugh F. Wynn

Oct 13, 20225 min read

Need to Stash Cash? You Don't Have to Take It to the Bank

Banks aren’t the only game in town as places to store cash. There are better options out there - you just have to know where to find them.

Buy-and-Hold Beats Rush-and-Flush Investing During a Bear Market

Hugh F. Wynn

Oct 6, 20225 min read

Buy-and-Hold Beats Rush-and-Flush Investing During a Bear Market

I can be - and often am - as pessimistic as the next crabapple, but I happen to believe that a "buy-and-hold" approach is the way to go.

State of the Housing Bubble: Home Sales are Down, But Not Out

Hugh F. Wynn

Sep 29, 20224 min read

State of the Housing Bubble: Home Sales are Down, But Not Out

We knew the housing bubble couldn't expand forever, especially with inflation and mortgage interest rates rising and the end of summer.

Inflation Mitigation: Rising Prices Take a Toll on all Generations

Hugh F. Wynn

Sep 1, 20224 min read

Inflation Mitigation: Rising Prices Take a Toll on all Generations

Boomers and Gen Xers are very polarized when it comes to the subject of inflation. I understand the reason for their differing views.

S&P 500 Index Fund: Is it All That It's Cracked Up to Be?

Hugh F. Wynn

Aug 25, 20224 min read

S&P 500 Index Fund: Is it All That It's Cracked Up to Be?

But in the back of my mind, I’ve fretted about how much of the S&P 500 Index fund’s success in recent years has been tied to tech stocks.

This Ain't Your Typical Bear Market Rally - Or Is It?

Hugh F. Wynn

Aug 18, 20223 min read

This Ain't Your Typical Bear Market Rally - Or Is It?

Is this a new Bull Market, or a head fake?