WynnSights Blog

Why You Should Stay Invested in Down Markets

Hugh F. Wynn

Oct 12, 20233 min read

Why You Should Stay Invested in Down Markets

Although chaotic markets are stressful, they can positively affect your investment portfolio. Here's a refresher.

SECURE Act 2.0 Breathes New Life into 529 Education Savings Plans

Hugh F. Wynn

Sep 21, 20233 min read

SECURE Act 2.0 Breathes New Life into 529 Education Savings Plans

RED ALERT! Starting in 2024, there will be enhanced flexibility in rolling “left over” 529 education funds into a Roth IRA.

How to Plan Your Retirement Portfolio with Zero Savings

Hugh F. Wynn

Aug 31, 20234 min read

How to Plan Your Retirement Portfolio with Zero Savings

Does planning for retirement at a young age seem like a waste of time? Here's how to start saving and investing AS YOUNG AS POSSIBLE.

Compounding: The Good…the Bad…and the (Lovely) Rule of 72

Hugh F. Wynn

Jul 27, 20234 min read

Compounding: The Good…the Bad…and the (Lovely) Rule of 72

Although a bit out of our control, longevity adds as much to the Amazing Power Of Compounding as do those funds being compounded.

Silver Lining: Congress' Spending Bill has Some Shiny Benefits

Hugh F. Wynn

Dec 22, 20223 min read

Silver Lining: Congress' Spending Bill has Some Shiny Benefits

It’s the holiday season and our friends in Congress are on the verge of passing a huge omnibus bill that help us save more for retirement.

Four Financial Gifts for Your Kids That Keep on Giving

Hugh F. Wynn

Dec 16, 20217 min read

Four Financial Gifts for Your Kids That Keep on Giving

Now that it's the gifting season consider giving your kids or grandkids - or a kid you just like - the gift of financial knowledge.

Roth Conversions are Righteous - Under the Right Conditions

Hugh F. Wynn

Dec 9, 20213 min read

Roth Conversions are Righteous - Under the Right Conditions

If you have money tied up in traditional IRAs and/or 401(k)s, you might wonder if, when, and how you do Roth IRA conversions.

Are Health Savings Accounts Too Good to be True?

Hugh F. Wynn

Oct 7, 20213 min read

Are Health Savings Accounts Too Good to be True?

Is it possible to contribute more that you're likely to spend on healthcare costs to your Health Savings Account (HSA)?

Pushing Boundaries: Investing in 401(k)s and IRAs at the same time

Hugh F. Wynn

Sep 16, 20214 min read

Pushing Boundaries: Investing in 401(k)s and IRAs at the same time

Take your retirement savings to the next level by investing simultaneously in a 401(k) retirement plan and an IRA.

Hugh F. Wynn

Jul 29, 20214 min read

Is There a Cure for Tightwad-itis?

It's great to save your hard-earned dollars but when does saving becoming more of a sickness and less of a good habit?

Hugh F. Wynn

Jul 8, 20213 min read

Beware: Your IRAs are in Danger

All of a sudden, Roth IRAs are in the spotlight.

The Case for Delaying Social Security in Retirement

Hugh F. Wynn

May 20, 20213 min read

The Case for Delaying Social Security in Retirement

A key component of a retirement plan is delaying your Social Security if at all feasible.

WELCOME 2021! Give the Gift of Education to a Deserving Kid This Year

Hugh F. Wynn

Dec 31, 20204 min read

WELCOME 2021! Give the Gift of Education to a Deserving Kid This Year

I mark the end of the year/beginning of the new year with my recommendations for educational gifting options, practicing patience during per

Real World WynnSights: Please Don't Liquidate Your 401(k)

Hugh F. Wynn

Dec 3, 20205 min read

Real World WynnSights: Please Don't Liquidate Your 401(k)

I tackle questions about investing in a tough economy, liquidating a 401(k), retirement allocation strategy and alternatives to the 529.

Secure Act 2.0 Proposes BIG Changes to Retirement Plans

Hugh F. Wynn

Nov 5, 20203 min read

Secure Act 2.0 Proposes BIG Changes to Retirement Plans

There is much buzz around the proposed Securing a Strong Retirement Act of 2020, or as some are calling it - Secure Act 2.0.

Individual Retirement Accounts: Traditional, Roth and Conversions

Hugh F. Wynn

Oct 29, 20204 min read

Individual Retirement Accounts: Traditional, Roth and Conversions

Individual retirement accounts (IRAs) are a blessing, but which way should you lean when it comes to choosing a tradition IRA or Roth IRA?

What To Do When Your Rainy Day Fund Runs Dry

Hugh F. Wynn

Aug 13, 20204 min read

What To Do When Your Rainy Day Fund Runs Dry

Millions of out-of-work Americans are currently struggling to pay their bills, whether it be day-to-day expenses or an emergency?

How to Optimize Retirement Spending During COVID-19

Hugh F. Wynn

Jul 23, 20204 min read

How to Optimize Retirement Spending During COVID-19

The enduring COVID-19 pandemic has retirees (or those nearing retirement) taking a second look at their “buckets of funds” – sources of cash

IRS UPDATE: You Can Refund Your RMD if You Want To

Hugh F. Wynn

Jul 9, 20203 min read

IRS UPDATE: You Can Refund Your RMD if You Want To

Everytime you blink our government is changing a rule or guideline in order to ease the financial burden on Americans during the pandemic.

Investors Have Been Brave During this Pandemic

Hugh F. Wynn

Jul 2, 20202 min read

Investors Have Been Brave During this Pandemic

That pesky COVID-19 virus has caused many folks, young and old, to take a second look at their investment plans.

When, Why and How to Rebalance Your Portfolio

Hugh F. Wynn

Jun 25, 20205 min read

When, Why and How to Rebalance Your Portfolio

The COVID-19 pandemic has reminded investors of the value of rebalancing portfolios.