WynnSights Blog

Trying to Beat the Market is Futile - and Fleeting

Hugh F. Wynn

Sep 24, 20204 min read

Trying to Beat the Market is Futile - and Fleeting

By investing in index funds you surrender your quest to be on top of the market, knowledge-wise.

The Pandemic has Millennials on Financial Pins 'n Needles

Hugh F. Wynn

Sep 17, 20204 min read

The Pandemic has Millennials on Financial Pins 'n Needles

It’s a fair statement to suggest that younger people – Millennials – have suffered some particularly catastrophic economic hardships.

Dare to be Average and You'll Come Out on Top

Hugh F. Wynn

Sep 10, 20204 min read

Dare to be Average and You'll Come Out on Top

Investors – particularly young, inexperienced investors – tend to believe that they can “beat the stock market."

Short-Term Speculation Erodes the Power of Compounding

Hugh F. Wynn

Sep 3, 20203 min read

Short-Term Speculation Erodes the Power of Compounding

Check out this new post on the WynnSights blog, a personal investment blog based on blogger Hugh Wynn's fervent belief that investing should

Hoarder Alert: Know When to Toss Financial Docs

Hugh F. Wynn

Aug 27, 20203 min read

Hoarder Alert: Know When to Toss Financial Docs

Many of us swear that we’re not hoarders, and in many respects, we’re not…until it comes to hanging on to old financial records of all types

Capital Gains - and Possible Change - Explained

Hugh F. Wynn

Aug 20, 20204 min read

Capital Gains - and Possible Change - Explained

Check out this new post on the WynnSights blog, a personal investment blog based on blogger Hugh Wynn's fervent belief that investing should

What To Do When Your Rainy Day Fund Runs Dry

Hugh F. Wynn

Aug 13, 20204 min read

What To Do When Your Rainy Day Fund Runs Dry

Millions of out-of-work Americans are currently struggling to pay their bills, whether it be day-to-day expenses or an emergency?

Hugh F. Wynn

Aug 6, 20205 min read

Rainy Day Funds Redux

We seem to be having unexpected disasters on a routine basis, so a reminder of the value of Rainy Day Funds is once more in order.

To Contribute or Not? That Is the 401(k) Question

Hugh F. Wynn

Jul 30, 20204 min read

To Contribute or Not? That Is the 401(k) Question

I frequently encourage folks to optimize their 401(k) match opportunities. And I believe it’s incredibly good advice

How to Optimize Retirement Spending During COVID-19

Hugh F. Wynn

Jul 23, 20204 min read

How to Optimize Retirement Spending During COVID-19

The enduring COVID-19 pandemic has retirees (or those nearing retirement) taking a second look at their “buckets of funds” – sources of cash

Passive Investing: Beat the Aggressors at Their Own Game

Hugh F. Wynn

Jul 16, 20204 min read

Passive Investing: Beat the Aggressors at Their Own Game

There are compelling reasons for folks who dare to be average to consider index fund investing: simplicity, low-cost, good quality, diversif

IRS UPDATE: You Can Refund Your RMD if You Want To

Hugh F. Wynn

Jul 9, 20203 min read

IRS UPDATE: You Can Refund Your RMD if You Want To

Everytime you blink our government is changing a rule or guideline in order to ease the financial burden on Americans during the pandemic.

Investors Have Been Brave During this Pandemic

Hugh F. Wynn

Jul 2, 20202 min read

Investors Have Been Brave During this Pandemic

That pesky COVID-19 virus has caused many folks, young and old, to take a second look at their investment plans.

When, Why and How to Rebalance Your Portfolio

Hugh F. Wynn

Jun 25, 20205 min read

When, Why and How to Rebalance Your Portfolio

The COVID-19 pandemic has reminded investors of the value of rebalancing portfolios.

Investing - like life - does not have to be complicated.

Hugh F. Wynn

Jun 18, 20204 min read

Investing - like life - does not have to be complicated.

Bogle’s principles are the foundation for and embedded in my own PDQ Principles of Investing… Patience, Diversification and Quality.

Forget the Rumors. Social Security is a Good Asset

Hugh F. Wynn

Jun 11, 20204 min read

Forget the Rumors. Social Security is a Good Asset

Can your Social Security stream of income (let’s call it SSSI) be viewed as a bond in your asset allocation?

Healthcare FSAs vs. Health Savings Accounts. What's the Diff?

Hugh F. Wynn

Jun 4, 20206 min read

Healthcare FSAs vs. Health Savings Accounts. What's the Diff?

Unlike a healthcare FSA, money contributed to an HSA can be invested much like contributions to a 401(k) or an IRA.

IRS Relaxes Rules on Healthcare Flexible Spending Accounts

Hugh F. Wynn

May 28, 20203 min read

IRS Relaxes Rules on Healthcare Flexible Spending Accounts

The IRS has relaxed healthcare FSA rules to allow employees to change their healthcare contributions, including dropping them altogether, go

IRS Relaxes Rules on Dependent Care Flexible Spending Accounts

Hugh F. Wynn

May 21, 20204 min read

IRS Relaxes Rules on Dependent Care Flexible Spending Accounts

The IRS has issued new guidelines that allow employers to amend dependent care Flexible Spending Accounts (FSA)s

COVID-19 Forces Far-Reaching Financial Lessons

Hugh F. Wynn

May 14, 20203 min read

COVID-19 Forces Far-Reaching Financial Lessons

The current COVID-19 upheaval in the lives of millions of people, not just in American but worldwide, is a harsh reminder to all of us

CARES Act Allows Emergency Withdrawals from Retirement Accounts

Hugh F. Wynn

May 7, 20204 min read

CARES Act Allows Emergency Withdrawals from Retirement Accounts

Provisions of the recent CARES Act makes it easier for retirement plan participants to take early withdrawals and/or loans from those plans