WynnSights Blog

Many Investors (Surprisingly) Stay Put When Market Rates Fall

Hugh F. Wynn

Oct 104 min read

Many Investors (Surprisingly) Stay Put When Market Rates Fall

I’m of the opinion that many investors have simply shifted low-yielding bank savings account funds into money markets.

Why You Should Stay Invested in Down Markets

Hugh F. Wynn

Oct 12, 20233 min read

Why You Should Stay Invested in Down Markets

Although chaotic markets are stressful, they can positively affect your investment portfolio. Here's a refresher.

Emotional Investing Can Traumatize Your Savings Strategy

Hugh F. Wynn

Oct 5, 20233 min read

Emotional Investing Can Traumatize Your Savings Strategy

Folks often frame financial decisions incautiously in the pursuit of financial stability as opposed to optimizing security, and vice versa.

Solutions to Housing Market Woes are Hiding in Plain Sight

Hugh F. Wynn

Sep 28, 20234 min read

Solutions to Housing Market Woes are Hiding in Plain Sight

There's never a dull moment on the residential real estate scene. Being a prospective homebuyer or seller is not for the faint of heart.

Diversification: Your Lifesaver During Stormy Financial Times

Hugh F. Wynn

Jul 6, 20233 min read

Diversification: Your Lifesaver During Stormy Financial Times

If the past two years haven't drawn your attention to the value of a diversified portfolio, then perhaps nothing will.

Silver Lining: Congress' Spending Bill has Some Shiny Benefits

Hugh F. Wynn

Dec 22, 20223 min read

Silver Lining: Congress' Spending Bill has Some Shiny Benefits

It’s the holiday season and our friends in Congress are on the verge of passing a huge omnibus bill that help us save more for retirement.

Need to Stash Cash? You Don't Have to Take It to the Bank

Hugh F. Wynn

Oct 13, 20225 min read

Need to Stash Cash? You Don't Have to Take It to the Bank

Banks aren’t the only game in town as places to store cash. There are better options out there - you just have to know where to find them.

Bear Down: Should You Take Advantage of the '22 Stock Rally?

Hugh F. Wynn

Aug 11, 20223 min read

Bear Down: Should You Take Advantage of the '22 Stock Rally?

2022 has been a bear of a year for investors, but it looks like the market is rallying - is it just a temporary pause in the downward trend?

Grim Reaper: PODs Dispense Quick Cash Upon Your Untimely Passing

Hugh F. Wynn

Jun 9, 20224 min read

Grim Reaper: PODs Dispense Quick Cash Upon Your Untimely Passing

POD money is not part of the probate process so it allows beneficiaries quick access to to cash that can help them pay for funeral expenses.

Trial by Inflation: Patience is the Guardian of Joy (and Your Money)

Hugh F. Wynn

Jun 2, 20224 min read

Trial by Inflation: Patience is the Guardian of Joy (and Your Money)

It's human nature to seek advice from others or mimic the crowd is during inflationary times, but that can be worse than inflation itself.

I Bond Interest Rates - and Interest in I Bonds - Continue to Grow

Hugh F. Wynn

May 19, 20225 min read

I Bond Interest Rates - and Interest in I Bonds - Continue to Grow

The I Bond interest rate is experiencing another growth spurt. Take a look at these inflation-adjusted alternatives to bank accounts.

The $35 Trillion Mission: How to Prepare Heirs for What's Their's

Hugh F. Wynn

Apr 21, 20225 min read

The $35 Trillion Mission: How to Prepare Heirs for What's Their's

The greatest transfer of wealth in modern history is upon us. This issue raises important discussion about inheritance and heirs.

Diversify: Play the Field (Wisely) with Your Investment Funds

Hugh F. Wynn

Mar 24, 20223 min read

Diversify: Play the Field (Wisely) with Your Investment Funds

Investment diversification is more than just NOT putting all of your eggs in one basket (nice Easter bunny reference there, right?).

I Bonds: The Wallflower of Retirement Investments is in Bloom

Hugh F. Wynn

Feb 17, 20226 min read

I Bonds: The Wallflower of Retirement Investments is in Bloom

Known as the "wallflower" of investments, the virtually risk-free U. S. Treasury-issued Series I Savings Bonds are making a big splash. Why?

Ommmm: The Search for Financial Peace of Mind

Hugh F. Wynn

Jan 20, 20224 min read

Ommmm: The Search for Financial Peace of Mind

Why do we make things so complicated when evaluating - and making - investments?

When Battling Inflation Consider Bonds, I Bonds

Hugh F. Wynn

Jan 6, 20225 min read

When Battling Inflation Consider Bonds, I Bonds

When battling inflation, consider bonds, I Bonds.

Resolution 2022: How to Declutter Your Investments this Year

Hugh F. Wynn

Dec 31, 20214 min read

Resolution 2022: How to Declutter Your Investments this Year

New Year’s resolution: Take a hard look at your increasingly complex investments and simplify things.

Addressing Allegations: Are TDFs Costly and Inefficient?

Hugh F. Wynn

Dec 2, 20214 min read

Addressing Allegations: Are TDFs Costly and Inefficient?

I've been asked why I include Target-Date Funds (TDFs) in my investing strategy as some contend they are inefficient and costly.

Trying to Make Sense of Medicare and its Moving "Parts"

Hugh F. Wynn

Oct 21, 20215 min read

Trying to Make Sense of Medicare and its Moving "Parts"

It pays to know Medicare and the different plan options available to help you cover healthcare costs. Let's Medi-talk.

Are Health Savings Accounts Too Good to be True?

Hugh F. Wynn

Oct 7, 20213 min read

Are Health Savings Accounts Too Good to be True?

Is it possible to contribute more that you're likely to spend on healthcare costs to your Health Savings Account (HSA)?

Pushing Boundaries: Investing in 401(k)s and IRAs at the same time

Hugh F. Wynn

Sep 16, 20214 min read

Pushing Boundaries: Investing in 401(k)s and IRAs at the same time

Take your retirement savings to the next level by investing simultaneously in a 401(k) retirement plan and an IRA.