WynnSights Blog

Changing Jobs? Don't Forget Your 401(k) (Game) Plan

Hugh F. Wynn

Nov 74 min read

Changing Jobs? Don't Forget Your 401(k) (Game) Plan

If you are already participating in a 401(k) plan, don’t forget about the details of that plan when reupping at the next jobsite.

Why You Should Stay Invested in Down Markets

Hugh F. Wynn

Oct 12, 20233 min read

Why You Should Stay Invested in Down Markets

Although chaotic markets are stressful, they can positively affect your investment portfolio. Here's a refresher.

How to Plan Your Retirement Portfolio with Zero Savings

Hugh F. Wynn

Aug 31, 20234 min read

How to Plan Your Retirement Portfolio with Zero Savings

Does planning for retirement at a young age seem like a waste of time? Here's how to start saving and investing AS YOUNG AS POSSIBLE.

Compounding: The Good…the Bad…and the (Lovely) Rule of 72

Hugh F. Wynn

Jul 27, 20234 min read

Compounding: The Good…the Bad…and the (Lovely) Rule of 72

Although a bit out of our control, longevity adds as much to the Amazing Power Of Compounding as do those funds being compounded.

Silver Lining: Congress' Spending Bill has Some Shiny Benefits

Hugh F. Wynn

Dec 22, 20223 min read

Silver Lining: Congress' Spending Bill has Some Shiny Benefits

It’s the holiday season and our friends in Congress are on the verge of passing a huge omnibus bill that help us save more for retirement.

Hands Free: Target-Date Funds Adjust Focus as Retirement Nears

Hugh F. Wynn

Dec 8, 20225 min read

Hands Free: Target-Date Funds Adjust Focus as Retirement Nears

Let's explore why TDF set-it-and-forget-it funds are stars on the savings and retirement investing scene.

Diversify: Play the Field (Wisely) with Your Investment Funds

Hugh F. Wynn

Mar 24, 20223 min read

Diversify: Play the Field (Wisely) with Your Investment Funds

Investment diversification is more than just NOT putting all of your eggs in one basket (nice Easter bunny reference there, right?).

Tax Prep: What to do if You Received Advance Child Tax Credits

Hugh F. Wynn

Mar 3, 20224 min read

Tax Prep: What to do if You Received Advance Child Tax Credits

Your 2021 tax return could have a few twists and turns if you received advanced payments of the IRS Child Tax Credit.

Four Financial Gifts for Your Kids That Keep on Giving

Hugh F. Wynn

Dec 16, 20217 min read

Four Financial Gifts for Your Kids That Keep on Giving

Now that it's the gifting season consider giving your kids or grandkids - or a kid you just like - the gift of financial knowledge.

Roth Conversions are Righteous - Under the Right Conditions

Hugh F. Wynn

Dec 9, 20213 min read

Roth Conversions are Righteous - Under the Right Conditions

If you have money tied up in traditional IRAs and/or 401(k)s, you might wonder if, when, and how you do Roth IRA conversions.

Addressing Allegations: Are TDFs Costly and Inefficient?

Hugh F. Wynn

Dec 2, 20214 min read

Addressing Allegations: Are TDFs Costly and Inefficient?

I've been asked why I include Target-Date Funds (TDFs) in my investing strategy as some contend they are inefficient and costly.

Are Health Savings Accounts Too Good to be True?

Hugh F. Wynn

Oct 7, 20213 min read

Are Health Savings Accounts Too Good to be True?

Is it possible to contribute more that you're likely to spend on healthcare costs to your Health Savings Account (HSA)?

Pushing Boundaries: Investing in 401(k)s and IRAs at the same time

Hugh F. Wynn

Sep 16, 20214 min read

Pushing Boundaries: Investing in 401(k)s and IRAs at the same time

Take your retirement savings to the next level by investing simultaneously in a 401(k) retirement plan and an IRA.

The Case for Delaying Social Security in Retirement

Hugh F. Wynn

May 20, 20213 min read

The Case for Delaying Social Security in Retirement

A key component of a retirement plan is delaying your Social Security if at all feasible.

WELCOME 2021! Give the Gift of Education to a Deserving Kid This Year

Hugh F. Wynn

Dec 31, 20204 min read

WELCOME 2021! Give the Gift of Education to a Deserving Kid This Year

I mark the end of the year/beginning of the new year with my recommendations for educational gifting options, practicing patience during per

Hugh F. Wynn

Dec 17, 20203 min read

How to Keep Savings from Yourself

In this episode of Q&A: Real World WynnSights, we explore a growing movement toward employer-promoted savings vehicles, admit the 2020 equit

Real World WynnSights: How to Spend 30 Large

Hugh F. Wynn

Dec 10, 20204 min read

Real World WynnSights: How to Spend 30 Large

I voice support in favor of Health Savings Accounts (HSAs), talk mortgage loan modifications and ponder what is the best use of an $30,000 n

Real World WynnSights: Please Don't Liquidate Your 401(k)

Hugh F. Wynn

Dec 3, 20205 min read

Real World WynnSights: Please Don't Liquidate Your 401(k)

I tackle questions about investing in a tough economy, liquidating a 401(k), retirement allocation strategy and alternatives to the 529.

Hugh F. Wynn

Nov 26, 20205 min read

November Q&A: Real World WynnSights

Check out this new post on the WynnSights blog, a personal investment blog based on blogger Hugh Wynn's fervent belief that investing should

Secure Act 2.0 Proposes BIG Changes to Retirement Plans

Hugh F. Wynn

Nov 5, 20203 min read

Secure Act 2.0 Proposes BIG Changes to Retirement Plans

There is much buzz around the proposed Securing a Strong Retirement Act of 2020, or as some are calling it - Secure Act 2.0.

Individual Retirement Accounts: Traditional, Roth and Conversions

Hugh F. Wynn

Oct 29, 20204 min read

Individual Retirement Accounts: Traditional, Roth and Conversions

Individual retirement accounts (IRAs) are a blessing, but which way should you lean when it comes to choosing a tradition IRA or Roth IRA?